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<body topmargin="5" leftmargin="5"><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p style="line-height: 200%; margin-top: 10"><font face="Garamond" size="7" color="#FFFFFF">L A P I S </font> <p style="line-height: 200%; margin-top: 5"><font face="Garamond" size="5" color="#0066FF">CAPITAL & DEVELOPMENT </font></p> </td></tr></table><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"> <p style="margin-left: -1; margin-top: 10">  <p style="margin-left: -1; margin-top: 10" align="left">  <p style="line-height: 175%; margin-left: -1; margin-top: 0"><b><font face="Arial" size="3" color="#FFFFFF"><a href="http://" target="_parent"><script language="JavaScript"></script><script language="JavaScript"></script><a href="../" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav1'].src=MSFPnav1h.src" onmouseout="if(MSFPhover) document['MSFPnav1'].src=MSFPnav1n.src"><img src="../_derived/home_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Home" name="MSFPnav1"></a><br><script language="JavaScript"></script><a href="../About%20Lapis.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav2'].src=MSFPnav2h.src" onmouseout="if(MSFPhover) document['MSFPnav2'].src=MSFPnav2n.src"><img src="../_derived/About%20Lapis.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="About Lapis" name="MSFPnav2"></a><br><script language="JavaScript"></script><a href="../Services/Services.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav3'].src=MSFPnav3h.src" onmouseout="if(MSFPhover) document['MSFPnav3'].src=MSFPnav3n.src"><img src="../Services/_derived/Services.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Services" name="MSFPnav3"></a><br><script language="JavaScript"></script><a href="../methods.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav4'].src=MSFPnav4h.src" onmouseout="if(MSFPhover) document['MSFPnav4'].src=MSFPnav4n.src"><img src="../_derived/methods.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Methods" name="MSFPnav4"></a><br><script language="JavaScript"></script><a href="../research.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav5'].src=MSFPnav5h.src" onmouseout="if(MSFPhover) document['MSFPnav5'].src=MSFPnav5n.src"><img src="../_derived/research.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Research" name="MSFPnav5"></a><br><script language="JavaScript"></script><a href="papers.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav6'].src=MSFPnav6h.src" onmouseout="if(MSFPhover) document['MSFPnav6'].src=MSFPnav6n.src"><img src="_derived/papers.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Papers" name="MSFPnav6"></a><br><script language="JavaScript"></script><a href="../Contact%20Us.htm" language="JavaScript" onmouseover="if(MSFPhover) document['MSFPnav7'].src=MSFPnav7h.src" onmouseout="if(MSFPhover) document['MSFPnav7'].src=MSFPnav7n.src"><img src="../_derived/Contact%20Us.htm_cmp_lapis110_vbtn.gif" width="96" height="19" border="0" alt="Contact Us" name="MSFPnav7"></a></a></font></b></p> <p style="word-spacing: 5; margin-top: 10"> </p> </td><td valign="top" width="24"></td><td valign="top"> <p>This page uses frames, but your browser doesn't support them. </td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <p align="center" style="line-height: 100%; margin-left: 20; margin-top: 0; margin-bottom: 0"><font face="Garamond" size="2" color="#FFFFFF">Copyright © 2000- 2010 Lapis Capital and Development </font></p> <p align="center" style="line-height: 100%; margin-left: 20; margin-top: 0; margin-bottom: 0"><font face="Garamond" size="2" color="#FFFFFF">  Lapis and innovative value creation are trademarks of Lapis Capital and Development</font></p> <p align="center" style="line-height: 100%; margin-left: 20; margin-top: 0; margin-bottom: 0"><font face="Garamond" size="2" color="#FFFFFF">NetAvatar is a registered trademark</font></p> </td></tr></table></body>